Savings

VisionChoice Savings *

VisionBank is local banking done with style – with friendly personal service.

  • No monthly service charge
  • $1.00 fee for each debit over 3 per month

Vision PrimeTime Money Market *

Add extra muscle to your portfolio with a competitive interest rate and flexibility over a savings account.
Rate is stated as Wall Street Journal Prime minus 3.5%.
 
  • The interest rate on the entire account if the balance for the entire statement cycle is $50,000.00 and above is based on the Prime Rate as published in the Wall Street Journal minus 3.5%.*
  • If the balance falls below $50,000 the rate will be .75% APY* for the current statement cycle.
  • Fees may reduce earnings.
  • Rates may change after the account is opened. 
  • Deposits of any amount are allowed at any time.
  • You may make six (6) transfers from your account each month or similar period, if by preauthorized automatic transfer, or telephone (including data transmission) agreement, order or instruction.
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • Minimum balance to open Vision PrimeTime account is $1,000.
  • * Rates stated as Annual Percentage Yield 
 

VisionGold Money Market *

Call 785-357-4669 today for our current rates.


Children’s Savings *

A great way to help your child learn how to save money. Together, you’ll impact the value and wisdom of saving – an important lesson that can never come too soon.

  • No monthly service charge
  • This account will be automatically converted to a Vision Choice savings account or comparable savings account after the date the minor turns 21 years of age.


Certificates of Deposit

CD’s come with a fixed interest rate adding to your principal each quarter over a pre-determined term. It’s the safest, most secure investment, whether you’re padding your portfolio or just getting this investment thing off the ground.

  • Rate guaranteed for duration of term
  • Terms available from three to 60 months
  • Five Hundred ($500) minimum to open
  • Penalties for early withdrawals

Call 785-357-4669 today for our current rates.


*Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per account cycle. This includes withdrawals made by check or draft to third parties; debit or ATM card point-of-sale (POS) purchases; and pre-authorized withdrawals such as automatic transfers for overdraft protection and transfers made by telephone, online banking, mobile banking, bill pay, wire and facsimile.