Debit Cards

VisionBank’s Debit Cards will simplify your life by linking directly to your checking account allowing you to make purchases at millions of locations where Visa is accepted.

A lot safer than carrying cash….and takes up less space in your wallet too.

Benefits of VisionBank’s Debit Cards

  • More convenient than writing a check
  • Works like a credit card
  • No finance charges or monthly fees
  • Get cash from ATMs
  • Cash-back available from many merchants

Debit Cards are not available on all types of accounts and may be subject to Bank approval. 

Fees for debit card replacement may apply.

To set up your Debit Card on Apple Pay click here.

Alerts Powered by Guardian

Help reduce fraud and monitor your spending anytime, anywhere with Alerts from VisionBank powered by Guardian.

With near real-time Alerts from VisionBank powered by Guardian, you can receive updates on your Visa® card activity. And this unique service is available free for VisionBank Visa cardholders.

After your Visa card has been used, you'll receive an alert through text message. If there is fraudulent activity, you can find out within minutes and act quickly to resolve the situation.

Each alert contains important information, including the purchase amount, merchant name, and location (if available), and the last four digits of the Visa card used to keep you best informed.

All this for free for VisionBank Visa cardholders. Sign up for Alerts from VisionBank at



Actual time to receive Alerts powered by Guardian dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alerts service may vary by issuer. Additional restrictions apply.

Message and Data Rates May Apply.

Alerts for this program are recurring. You may discontinue the receipt of Alerts immediately by texting the word STOP in reply to a Guardian Alert. You may unsubscribe from this service entirely on the web at You may also discontinue Alerts by texting STOP to 27576. You may receive a monthly reminder message when participating in the Guardian program. Some mobile service providers that require this are Sprint, Nextel, Boost, or Virgin. (List of providers is not all-inclusive).

If you need help regarding the use of this service, you may reply to an Alert message with the word HELP. Additional help information can be found by clicking on the "Service Usage Guide" link on the Website ( or call (888) 868-8611.

Please visit for Terms and Conditions.


 How do I activate my debit card?

You can activate your VisionBank Debit Card several ways:

  • To activate your debit card and set a pin number, please call 800-290-7893
  • To activate from outside the US call 206-624-7998 
  • Or call VisionBank at 785-357-4669 or visit one of our locations

What to do if my debit card is lost or stolen? 

To report a lost or stolen card:

During regular business hours you may call us directly at (785) 357-4669 or (785) 271-4444. After hours contact information for lost or stolen Visa® Check Cards at (800) 237-8990, 24 hours, 7 days a week.

What if I see a charge that is not mine?

If you need to dispute a charge on your VisionBank Debit Card, please call VisionBank at 785-357-4669 or stop by one of our locations.

Are there daily limits on my card?

Yes, for security purposes daily limits for VisionBank Debit Cards are $600 for Point of Sale and $400 for ATM withdrawals.

Can my limit be raised?

Limits may be temporarily raised. If you need to increase your daily limit on your VisionBank Debit Card for a large withdrawal or purchase please call VisionBank at 785-357-4669 or stop by one of our locations.

What if I forgot my Personal Identification Number (PIN) number?

You can call VisionBank at 785-357-4669 or stop by one of our locations and we will help to reset your PIN.